Does the CGL cover these damages? Hot Spot manufactures and installs hot water heaters. Linda signed a contract with Hot Spot for the purchase and installation of a new hot water heater in her condo. Shortly after the hot water heater was installed, it leaked water onto floors in the laundry room and living room while Linda was at work. The hot water heater was inoperable and the water ruined the hardwood floor in the living room. Linda sued Hot Spot to recover damages for the cost of the hot water heater and the cost of replacing the hardwood floor. Hot Spot is insured under a CGL policy. Are the damages covered? Click here for the answer.
Is the employee's remedy limited to workers' compensation? An employee, who was driving a company-owned truck was injured while in the course of making his deliveries. The injury occurred when the truck was struck from behind by a car driven by a young woman. In these circumstances, is the employee’s remedy limited to workers’ compensation? Click here for the answer.
Are you a comparative negligence expert? Answer this AEI exam question and find out, click here for the answer.
Is the Driver Liable? A car was struck from behind by a van. The car was stopped at a traffic light at the time of the accident. The impact of the van propelled the car into a pedestrian who was crossing the street directly in front of the car. The police officer who investigated the accident issued a summons to the driver of the car for driving while intoxicated and that driver later pleaded guilty to that offense. If the pedestrian sustained injury, is the driver of the car liable to the pedestrian for common law negligence? Click here for the answer.
Would You Pay This Claim? An insured filed a homeowners claim after her house was damaged by an electrical fire. The insured submitted a $75,000 estimate for damage to the house itself, and a proof of loss for personal property in the amount of $100,000. The damage to the house was legitimate, but after interviewing witnesses and reviewing the proof of loss, you concluded that there was sufficient evidence to prove that the insured intentionally inflated her personal property damage claim by $30,000. Should the insurer pay the legitimate portion of the claim? Click here for the answer.
SCLA Digital Badge for Senior Claim Law Associate Designees and SCLA Silver and Gold Award Recipients:
If you earned your SCLA designation prior to September 2022 or SCLA Silver Award prior to August 2023 or SCLA Gold Award prior to December 31, 2023 you can purchase an SCLA digital badge to showcase your claims law skills, by completing the form below. Credly is the digital badge platform company AEI has partnered with. You can share your badge directly from the Credly platform to LinkedIn, Twitter and Facebook; over email; embed in a website or in your email signature. Upon payment of a one-time fee of $10, you will receive an email from AEI and then from Credly explaining how to activate the badge. It’s important you activate within 30 days otherwise the badge will expire. Once activated, the badge will have no expiration date.
NOTE: If you earned the SCLA Silver or SCLA Gold Award, you will receive the Silver or Gold badge and not the SCLA badge. Once the Silver or Gold Award is earned that replaces the SCLA badge. You will receive the badge for your highest achievement.
Click here for more information and to download digital badge request form
Recent Course Revisions:
#111 Tort Concepts
#113 Agency
#410 Intro To Workers' Comp
#510 Recognizing Fraud