The WORKERS' COMPENSATION PROGRAM introduces the claims professional to the law of workers' compensation and then takes him or her through a detailed discussion of the most important aspects of workers' compensation necessary for effective handling of WC claims. Both the novice and the experienced adjuster will achieve a working knowledge of the WC/EL policy and obtain an understanding of how it's been interpreted in the courts.
NOTE: All courses required for Program completion.
410 INTRODUCTION TO WORKERS' COMPENSATION: ORIGIN AND DEVELOPMENT
(Course Textbook Consists of 154 Pages)
This course will enable the student to have a thorough understanding of the application of workers' compensation and identify those claims that are subject to the exclusive remedy of workers' compensation.
1. The Liability of the Employer
2. Modern Workers' Compensation Acts
3. Exclusive Remedy
4. Extraterritorial Effect
411 THE EMPLOYMENT RELATIONSHIP IN WORKERS' COMPENSATION
(Course Textbook Consists of 172 pages)
This course will enable the student to determine which persons qualify for workers' compensation benefits and know how certain types of employees such as domestics and farm workers are treated under various state statutes. Statutory employers, independent contractors, partnerships, and the employment of minors are other issues analyzed.
1. Elements of the Employment Relationship
2. The Employer
3. The Employee
4. Circumstances that Affect the Employment Relationship
412 THE COURSE AND SCOPE OF EMPLOYMENT IN WORKERS' COMPENSATION
(Course Textbook Consists of 176 Pages)
This course will enable the student to determine the compensability of a claim under workers' compensation law. Emphasis is placed on heavily litigated issues such as the dual purpose and going and coming rules.
2. Work Relation
413 WORKERS' COMPENSATION BENEFITS
(Course Textbook Consists of 170 Pages)
This course will enable the student to understand how benefits are computed with reference to particular workers' compensation statutes and determine the amount of workers' compensation benefits due a claimant.
2. Medical Benefits
3. Disability Benefits
4. Death Benefits
5. Second Injury Funds
414 FEDERAL WORKERS' COMPENSATION LAW
(Course Textbook Consists of 171 pages)
This course will enable the student to determine the applicability of federal laws pertaining to workers' compensation, understand how federal statutes interact with state laws and with other federal laws, determine proper jurisdiction for any particular claim, and predict whether a claimant who has a federal remedy might also be entitled to an additional state recovery.
2. Sea-Based Maritime Employees
3. Land-Based Maritime Employees - The LHWCA
4. Extensions of LHWCA
5. Other Federal Compensation and Employee Protection Statutes
415 WORKERS' COMPENSATION AND EMPLOYERS' LIABILITY POLICY
(Course Textbook Consists of 137 Pages)
This course will enable the student to understand the language of the Workers' Compensation and Employers' Liability Policy and its interpretation by the courts.
2. Information Page
3. General Section
4. Part One - Workers' Compensation Insurance
5. Part Two - Employers' Liability Insurance
6. Additional Coverage Parts
416 PRACTICE AND PROCEDURES IN WORKERS' COMPENSATION
(Course Textbook Consists of 144 Pages)
This course will enable the student to understand and apply the elements of claim investigation, settlement, negotiation, and hearing procedures in workers' compensation.
3. Third Party Actions
5. Hearings and Appeals